Real Estate is Broken and We have Ideas to Fix it

For decades, we’ve been told that owning a home is the safest way to build wealth.
But what if everything you’ve been taught about real estate is a carefully designed illusion?

📉 Let’s talk facts:

• Real estate is not making you rich. It’s making the banks rich.

• Your home isn’t doubling in value. The money is just worth less due to inflation.

• A 25-year mortgage isn’t security. It’s a lifetime debt trap that keeps you financially dependent.

• Investing in property today? The entry costs are prohibitive, the yields don’t beat inflation, and the liquidity is non-existent.

🔍 Remember when one working parent could buy a house, raise a family, and still go on vacation? That was in the 1950s, when a home cost 2.3 years of savings.
Today? It’s 7 years. The system stole your time through inflation.

It’s time to rethink everything. Why lock yourself into a 30-year debt contract for an asset that only serves as dormant capital?

Propex is redefining real estate investing by introducing innovative ways to be exposed to real estate; through new technologies, new legal strucutres and new products. Here is a breakdown of our ideas and their impact:

1. Fractional Ownership & Tokenization

• Solution: By dividing real estate into smaller, tradable digital assets (via blockchain), Propex can enable fractional ownership, making real estate more accessible and liquid.

• Impact: Allows more people to invest without needing massive capital, increasing real estate’s utility beyond just a "dormant" asset.

2. Alternative Housing Models

• Solution: Introducing new products such as co-living spaces, rent-to-own schemes, and shared equity models can reduce upfront costs and democratize access to housing.

• Impact: This disrupts the traditional mortgage model and reduces long-term financial dependence on banks.

3. Inflation-Proofing Real Estate with Bitcoin or Stablecoins

• Solution: Pegging property investments to inflation-resistant assets (like Bitcoin or stablecoins) can help mitigate the devaluation of purchasing power over time.

• Impact: Ensures real estate remains a true store of value rather than just an illusion of appreciation due to fiat inflation.

4. Decentralized Finance (DeFi) & Real Estate Lending

• Solution: Allowing property-backed lending through decentralized finance (DeFi) platforms can create alternative funding sources for buyers, reducing reliance on banks and more on decentralized liquidity pools.

• Impact: More flexible financing options with fewer intermediaries and potentially lower interest rates.

5. Increasing Liquidity Through Secondary Markets

• Solution: Creating platforms where real estate shares (tokens) can be bought and sold instantly, similar to stocks, would make it easier to enter and exit property investments.

• Impact: Eliminates the inefficiencies and high transaction costs of traditional real estate sales.

6. Dynamic Pricing Models Based on Real Economic Value

• Solution: Moving away from speculative real estate pricing and toward data-driven, value-based pricing mechanisms can help correct market distortions.

• Impact: More stability in the housing market, reducing the risk of bubbles and economic crashes.

7. Government Policy Reform & New Ownership Models

• Solution: Advocating for legal frameworks that support decentralized, digital property ownership (we are introducing DAO-governed LLCs for ownership).

• Impact: Aligns real estate ownership with modern, digital financial systems rather than outdated paper-based models.

Propex: A New Vision for Real Estate

In this context, Propex has the opportunity to redefine the relationship individuals and communities have with real estate. By acknowledging the complexities and risks associated with property investment, Propex will advocate for models that prioritize accessibility, affordability, and sustainability.

By challenging outdated models and fostering innovative approaches, Propex can contribute to a more equitable and dynamic real estate landscape that serves broader societal needs rather than perpetuating cycles of debt and speculation.

Stay tuned to be the first ones to access the platform